Comprehensive housing counseling services

The Housing Assistance Program of Essex County, Inc. is a HUD Certified Housing Counseling Agency providing comprehensive housing counseling services to Essex County residents free of charge.

  • pre-purchase counseling/post purchase counseling
  • pre-rental
  • post-occupancy problems
  • home improvement/rehabilitation
  • energy conservation
  • information on fair housing
  • budgetary counseling
  • mortgage default counseling
  • financial fitness counseling

Our Most Popular Services

1. Counseling

The housing counseling service is extremely important to the residents of the county, since it gives the housing consumer a technical expert to help negotiate the paperwork and to provide explanations on various housing programs.

Counseling functions include the following:

  • Evaluate current housing/energy needs
  • Discuss possible housing/energy solutions
  • Act as a resource person to the available county resources and make appropriate referrals
  • Offer financial/budgetary counseling (evaluate current income, debt load)
  • Derive appropriate household budget

2. Form Preparation

Assistance in the preparation of housing/energy applications is available for the following programs:

  • Rural Development 502 Home Ownership Program and the 504 Home Improvement Program
  • Other appropriate applications where necessary, i.e., Department of Social Services and Rental Housing
  • HUD Section 8 Rent Subsidy Program
  • HUD CDBG Programs
  • NYS Affordable Housing
  • Mortgage Default Counseling (HUD Assistance Program)
  • Home Repair Programs

If appropriate, additional information on other available home ownership programs, i.e., SONYMA,
NYS Affordable Home Ownership Program, and available conventional financing options, can be provided.