1. Mortgage Default/Foreclosure Counseling
Whether you are in default, foreclosure, or simply feel your mortgage payment is unaffordable, HAPEC can help. Our counselor will advise, guide, and assist you in working with your mortgage company
2. Rental Assistance
The Section 8 Housing Choice Voucher Program helps very low income tenants by providing direct monthly rental assistance payments to the landlord on behalf of the tenant(s). The tenant’s contribution to housing cost is based on the family income and is at least 30% but not more than 40% of monthly adjusted income.
3. Home Repair Program
The Housing Assistance Program of Essex County has assisted communities and property owners with housing repairs since 1984. More than 1,100 housing units have been renovated, using over $21 million in grant money from both federal and state sources. Housing rehabilitation programs in the county are funded annually, and vary in scope and location from year to year.
4. Home Buying Assistance
HAPEC is a HUD Certified Housing Counseling Agency which provides comprehensive counseling services.
5. Multi-Family Housing
Listings of available area housing in Essex County for the elderly and families.
6. Home Counseling Services
The Housing Assistance Program of Essex County, Inc. is a HUD Certified Housing Counseling Agency providing comprehensive housing counseling services to Essex County residents free of charge.