Home Counseling Servicesadmin2020-05-12T15:09:27-04:00
Home Counseling Services
Comprehensive housing counseling services
The Housing Assistance Program of Essex County, Inc. is a HUD Certified Housing Counseling Agency providing comprehensive housing counseling services to Essex County residents free of charge.
pre-purchase counseling/post purchase counseling
information on fair housing
mortgage default counseling
financial fitness counseling
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The housing counseling service is extremely important to the residents of the county, since it gives the housing consumer a technical expert to help negotiate the paperwork and to provide explanations on various housing programs.
Counseling functions include the following:
Evaluate current housing/energy needs
Discuss possible housing/energy solutions
Act as a resource person to the available county resources and make appropriate referrals
Offer financial/budgetary counseling (evaluate current income, debt load)
Derive appropriate household budget
2. Form Preparation
Assistance in the preparation of housing/energy applications is available for the following programs:
Rural Development 502 Home Ownership Program and the 504 Home Improvement Program
Other appropriate applications where necessary, i.e., Department of Social Services and Rental Housing
If appropriate, additional information on other available home ownership programs, i.e., SONYMA,
NYS Affordable Home Ownership Program, and available conventional financing options, can be provided.
The Housing Assistance Program of Essex County’s office located at 103 Hand Avenue Elizabethtown and Clinton County Housing Assistance Program located at 24 Margaret St. Suite 7 Plattsburgh are closed to the public until further notice due to the COVID-19 Pandemic.
Both offices will remain open and staff can still be reached by phone, email, fax, or regular mail.
Thank you for your patience and understanding during this unprecedented time.